At Post Insurance & Financial, Inc. we are committed to providing you the best service while earning your trust and protecting the privacy of your information. We understand and respect the fact that you may wish to keep your personal information confidential. No personally identifiable information will be rented or sold to third-parties by Post Insurance & Financial, Inc. regardless of how it was obtained.
We will need to collect information when you ask about or buy one of our products or services. The following is our policy on how we handle that information:
Information Collection
- Personally identifiable information - We will ask you to voluntarily supply us with personally identifiable information that can be used to specifically identify or contact you, such as name, street address, telephone number, e-mail address, etc.
- Non-public personal information - We will request that you voluntarily supply us with non-public personal information. This information includes your driver's license number, Social Security number, date of birth, length of employment, gender, marital status, prior insurance information, status of ownership, length of residence, vehicle description, miles driven and vehicle use/driving history, mortgage information and other information that we receive from you on applications, other forms, by phone, in person, or online. Whether you provide such information is entirely up to you. Not providing such information, however, may preclude or limit your use of the services offered by Post Insurance & Financial Inc.
- Web / Online Information - Post Insurance & Financial, Inc. is the owner of the information collected on its website. When you contact us from our website, you will provide us with certain personally identifiable information including your e-mail address. A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting our website. At Post Insurance & Financial, Inc., we may use a short-lived form of cookie when you visit our site to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our website for more than 30 minutes. Should a previous visitor to our website return for a new session, they will be issued a new cookie and will not be recognized as a visitor from a previous visit or session. Google Analytics and other search engines may also store cookies. We strongly encourage you to review and become familiar with the privacy policies of other websites and search engines.
How we use your information
- The information you provide to us to will be used to verify insurance eligibility, insurance premium estimates and appropriate insurance coverages. Your information will be provided to the insurance company when we quote and/or when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Post Insurance & Financial Inc., so we can provide you with policyholder service.
- Post Insurance & Financial, Inc. will not sell your information to anyone - period. We may use your information within our agency to offer to you quality products and services that we believe are relevant to your interests through our agency. We will not share such information with nonaffiliated third parties, such as banks, security firms or other companies. Please notify us if you wish to opt out of receiving marketing notices. You may opt out at any time and your request will take effect in 30 days. If you have already opted out, you don't need to opt out again because your request will never expire. Your insurance company may also use your information to offer you products or services of interest to you. To opt out of their marketing notices, you will need to contact them directly. We strongly encourage you to review and become familiar with their privacy policy.
- Payment Information - When you purchase an insurance policy from Post Insurance & Financial, Inc., you might pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is used to process your payment on the insurance company website and is not stored in our system. Credit card information may be stored if you request auto bill-pay and the insurance company requires it for recurring transactions. If you pay the premium using your personal check, your check may be processed electronically as an electronic funds transfer. Once the purchase has been authorized, your physical check is shredded. If your check is mailed to the insurance company, a copy of your check may be kept electronically in your file to provide a record in case it is not received by the insurance company or the amount processed by the insurance company is different than that indicated on the check.
- We may also disclose information about you as permitted by law, such as to respond to a subpoena or court order, to prevent fraud or to comply with an inquiry by a government (i.e., law enforcement) agency. We may also disclose information voluntarily to cooperate with law enforcement agencies in matters of national security.
Collecting Information from Third Parties
- We may collect personal information from third parties, including doctors, employers, other insurers, credit reporting agencies, insurance reporting agencies, government agencies, and medical information providers. Information we collect may include medical records, employment history and claim history. This information is generally used to confirm or supplement application information. We disclose consumer report information only as necessary to quote or service your insurance policy and as permitted by law. By obtaining a quote, you consent to our sharing of this information with companies and their affiliates for underwriting purposes. Other information used to investigate and settle insurance claims, such as witness statements and police reports, may be obtained and used as well.
- Third Party Links - Our website may contain links to third party websites that are not controlled by Post Insurance & Financial, Inc. These third party links are made available as a convenience and you agree to use these links at your own risk. Post Insurance & Financial, Inc. is not responsible for the content of third party websites nor are we responsible for the privacy policy or practices of third party websites linked to Post Insurance & Financial, Inc. Our Privacy Policy only applies to information we collect from you while you are at our site and while you are actively in a session with Post Insurance & Financial, Inc. If you should link to a third party Web site from Post Insurance & Financial, Inc., we strongly encourage you to review and become familiar with that website's privacy policy.
Safeguarding your Information
- We restrict access to nonpublic personal financial information about you to those employees who need to know that information to provide products or services to you. The employees of Post Insurance & Financial Inc. are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal financial information.
Correcting your Information
- We make repeated efforts to verify the accuracy of information and to correct and update our database from information available to us. In the event a customer or prospective customer believes that such information held by us is inaccurate or outdated, we, upon notification and sufficient time for verification, will take all reasonable steps to correct any inaccuracy or update outdated information of which we are made aware. If you wish to access your Personal Information in our possession or make corrections to it, you may do so by writing us with a notarized signature to verify your identity at 146 NW Central Park Plaza, Suite 102, Port St. Lucie, FL 34986. We don't charge a fee for giving you a copy of your information now, but we may charge a small fee in the future. In some limited circumstances, we may not be able to grant you access to your personal information, for example if doing so would threaten the security of another individual.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.
At Post Insurance & Financial, Inc. we are committed to protecting your privacy rights. If you have any questions about our privacy policy, please feel free to contact us at:
146 NW Central Park Plaza, Suite 102
Port St. Lucie, FL 34986
772-878-8184
info@insurewithpost.com
