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retirement

The following blog posts have the category Retirement

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Creating a COVID Budget: Tips for spending & saving during hard timesAlthough some in the U.S. have been fortunate enough to make it through the past eight months with their bank accounts intact, there's no doubt that many of us have struggled financially this year. Many have lost jobs, been forced to temporarily move in with relatives, or just found that they couldn't quite make ends meet. While the end of the pandemic (or at least the worst of it) seems to be in sight, many of us will still be struggling with the financial fallout for some time. Here are some ways you can work to stay within your budget while money is still tight.
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If your kids have moved out, you may be spending too much on your current home. After all, you probably picked that property because of the great school district, plentiful rooms, and glut of local resources for families — none of which you're using anymore. So why are you still paying for them? Retirement is the perfect time to move into a smaller home where you can experience your golden years at a lower price point.
 
These resources will guide you through the process.
 
How to Secure Financing for Your New Home
Knowing your mortgage options based on what you can afford should be the first step in downsizing.
 
Home Affordability Calculator
Can I Qualify for a Mortgage Before I Sell My Home and Satisfy the Existing Mortgage?
Mortgage Help for Veterans
 
Searching for Your Perfect Fit
Now that you've figured out financing, it's time to look for your new home!
 
5 Types of Homes to Consider for Retirement
Planning for Retirement: House Plans for Seniors
Choosing Between Attached or Detached Homes for Retirement
 
Costs of Moving and Packing
It's important to consider all the costs of downsizing, including the moving process.
 
18 Hidden Costs of Moving
How Much Does It Cost to Work with a Professional Organizer?
Moving Cost Calculator for Moving Estimates
 
Feeling at Home in Your New Space
To make your house truly feel like home, start unpacking right away, and consider making big or small changes to the home if needed.
 
How to Unpack Efficiently After Moving
Home Improvement Projects: Are You Properly Insured?
10 Small Changes to Make Your House Feel Like a Home
Your Decorating Style Defined
 
You deserve to feel comfortable as you get older. Look through these resources and investigate your options. Before you know it, you'll be in the home of your dreams!
 
Need to make changes to your homeowners insurance? Contact Post Insurance and Financial and let's explore your options.
 
Photo Credit: Unsplash

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Caring for Elderly Family MembersTaking care of elderly parents? Here's how to keep them safe and stay sane. Having the opportunity to spend time with and give back to your elderly parents can be an unexpected gift. But as rewarding as it is, it can also be exhausting, frustrating, and dispiriting at times. Here are some ways to stay sane and enjoy time with your loved ones while you still have them.
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Older coupleWhen the last of the children head off to college or out on their own, some parents, although sad, breathe a sigh of relief. For many, getting the kids out of the house will immediately relieve some serious financial stress. But it's important to be smart with how you handle that extra income so that you're setting yourself and your children up for a secure future. Here's what to do when your dependents become independent:
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Clean Up Personal FinancesSpring is a great time to clear away the clutter and freshen your living and working spaces for the year ahead. Why not borrow the idea and give your personal finances a thorough "cleaning" too?
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